simple fundraisers Of our total monthly payment $7,700
                     $5,770 goes toward the principal amount
                     $2,000 goes toward the interest amount
therefore every time we pre-pay the principal amount
              for the month ahead, we will save the church
                 the entire amount of interest that would have been due.

 By bringing up the bottom line
    we will bring down the total interest paid;
    the ends will meet somewhere in between--
                thousands of dollars ahead of time!